Skip to main content
Search
Home / Step #3: Retiring Problematic Narratives

Step #3: Retiring Problematic Narratives

Tackling common misconceptions around the decision to claim Canada Pension Plan (CPP)/Quebec Pension Plan (QPP) benefits early is one of the many challenges of the CPP/QPP claiming journey.

In Step #3 of an eight-part paper series, Retiring Problematic Narratives, Dr. Bonnie-Jeanne MacDonald, Director of Financial Security Research of the NIA, and co-author Doug Chandler, Associate Fellow of the NIA, explain the most prevalent flawed narratives impacting the decision to claim CPP or QPP benefits — one of the most important financial decisions Canadians face — that can lead to unfavourable results.

Step #3 report cover
Reports
September 28, 2026
IMPACT REPORT 2025/26: Building a 2025–2026 NIA Impact Report: A Year of Research, Action and Impact

Canada is now a super-aged nation, with one in five Canadians aged 65 and older. As the National Institute on Ageing (NIA) marks its 10th anniversary, our 2025–2026 Impact Report highlights how the NIA is helping Canada respond to this demographic shift through evidence-informed research, policy leadership, collaboration and public engagement.  2025-2026 Impact Report Over […]

More Info
Addressing Dementia in Canada: The Current State, Challenges and Opportunities for Improving Care for People Living with Dementia
Reports
September 23, 2026
Addressing Dementia in Canada: The Current State, Challenges and Opportunities for Improving Care for People Living with Dementia

A new report from the National Institute on Ageing (NIA) is calling for a more coordinated approach to dementia care to ensure Canadians living with dementia and their caregivers can access high-quality care and support, no matter where they live. Addressing Dementia in Canada: The Current State, Challenges and Opportunities for Improving Care for People […]

More Info
Reports
September 23, 2026
Pre-Budget Submission to the Department of Finance

The NIA has released its latest pre-budget submission to the Department of Finance in advance of Budget 2026. The submission outlines seven recommendations to help ensure Canada’s policies and programs better support the needs of our ageing population. The NIA recommends the federal government: Together, these recommendations address financial security, disability supports, caregiving, community-based services, responsible AI […]

More Info