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Home / Affordable Lifetime Pension Income for a Better Tomorrow: How We Can Address the $1.5-trillion Decumulation Disconnect in the Canadian Retirement Income System with Dynamic Pension Pools

Affordable Lifetime Pension Income for a Better Tomorrow: How We Can Address the $1.5-trillion Decumulation Disconnect in the Canadian Retirement Income System with Dynamic Pension Pools

A new report published by the National Institute on Ageing (NIA) and the Global Risk Institute (GRI), explains why Dynamic Pension (DP) pools are urgently needed to make retirement income security possible for millions of Canadian seniors. With 10 million baby boomers now entering retirement—with longer life expectancies and a greater dependency on private savings to sustain them—it’s more important than ever to find solutions that will help retiring Canadians turn their accumulated savings into low-cost lifetime pension income. DP pools are already recognized as a powerful decumulation solution in other ageing countries around the world; however, they aren’t broadly available in Canada today. The report provides guidance on how to remove unnecessary obstacles and clear the path for this important solution.

Affordable Lifetime Pension Income for a Better Tomorrow report cover
Report cover for Understanding and Communicating the Value of Workplace Retirement Plans
Reports
March 05, 2026
Understanding and Communicating the Value of Workplace Retirement Plans

A new report from the Pension Centre of Excellence at the National Institute on Ageing (NIA) tackles how to help Canadian workers better understand and appreciate one of the most important components of their long-term financial security: their workplace retirement plans. As Canada reflects on the conversations sparked during National Pension Awareness Week, Understanding and […]

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Cover of submission on Bill C-16
Reports
February 25, 2026
National Institute on Ageing Submission to JUST for its Study of Bill C-16

Bill C-16, the Protecting Victims Act, proposes a standalone coercive control offence within intimate partner relationships. Coercive control is a pattern of gradual, escalating abuse that creates fear, anxiety, and dependency, eventually undermining an individual’s sense of autonomy and personhood. While this is an important step forward, in its written submission on Bill C-16, the […]

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Cover of the NIA's 2026 Shingles report: The Overlooked Issue of Shingles Infections in Older Canadians, and How to Address It
Reports
February 24, 2026
The Overlooked Issue of Shingles Infections in Older Canadians and How to Address It. (2026)

As Canada marks National Shingles Awareness Week, the National Institute on Ageing (NIA) is releasing a new report warning that shingles remains a largely overlooked yet preventable health risk for older Canadians.  Shingles infections continue to cause unnecessary pain and long-term complications for individuals and avoidable strain on Canada’s health care system. Canada’s National Advisory […]

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