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Home / NIA Launches Cost of Ageing Calculator (COA) During National Pension Awareness Week

NIA Launches Cost of Ageing Calculator (COA) During National Pension Awareness Week

As Canada stands on the cusp of becoming a super-aged nation, with 20% of the population aged 65 or older, the choices we make now will shape how people experience ageing and the social, health and economic outcomes that follow for decades to come.

In recognition of National Pension Awareness Week, taking place February 17–24, 2026, the National Institute on Ageing (NIA) is launching the Cost of Ageing Calculator, a free, first-of-its-kind, interactive online research tool designed to help Canadians better understand and plan for the real costs associated with ageing.

The COA Calculator allows users to explore how ageing-related costs vary based on region, health status, living arrangements and homecare needs across three retirement living standards — modest, moderate and comfortable.

By reflecting the diverse ways Canadians age and retire, the tool helps individuals, families, employers, advisors and policymakers better anticipate financial needs and make more informed decisions.

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