Skip to main content
Search
Home / Pre-Budget Submission to the Department of Finance

Pre-Budget Submission to the Department of Finance

The NIA has released its latest pre-budget submission to the Department of Finance in advance of Budget 2026.

The submission outlines seven recommendations to help ensure Canada’s policies and programs better support the needs of our ageing population. The NIA recommends the federal government:

  1. Modernize the Canadian Pension Plan to include a Pension Delay Guarantee.
  2. Increase the Guaranteed Income Supplement earnings exemption to $10,000 per year and index it to inflation.
  3. Reform the Disability Tax Credit eligibility process to ensure timely and equitable access to federal support.
  4. Transform the Canada Caregiver Credit (CCC) into a refundable benefit.
  5. Engage in a consultative process to strengthen the New Horizons for Seniors Program.
  6. Adopt a risk‑based approach to AI regulation that ensures essential systems are safe, transparent, accessible, and free from age‑related bias.
  7. Uphold the human rights of older adults by fully participating in and supporting the proposed United Nations Convention on the Rights of Older Persons.

Together, these recommendations address financial security, disability supports, caregiving, community-based services, responsible AI and the human rights of older adults. 

Addressing Dementia in Canada: The Current State, Challenges and Opportunities for Improving Care for People Living with Dementia
Reports
September 23, 2026
Addressing Dementia in Canada: The Current State, Challenges and Opportunities for Improving Care for People Living with Dementia

A new report from the National Institute on Ageing (NIA) is calling for a more coordinated approach to dementia care to ensure Canadians living with dementia and their caregivers can access high-quality care and support, no matter where they live. Addressing Dementia in Canada: The Current State, Challenges and Opportunities for Improving Care for People […]

More Info
Reports
September 14, 2026
National Institute on Ageing Submission on the Proposed Disability Tax Credit Amendment

The NIA is calling on the federal government to reduce the administrative, financial and eligibility barriers that can prevent older adults with disabilities from accessing the support they need. Recommendations include adopting a broader definition of disability, simplifying the application process, eliminating unnecessary reassessments, expanding the health professionals who can certify applications, and enabling supported […]

More Info
The first page of National Institute on Ageing Submission on the Consumer-Driven Banking Framework
Reports
August 27, 2026
National Institute on Ageing Submission on the Consumer-Driven Banking Framework

As Canadians increasingly turn to digital financial services, protecting the security and privacy of their financial information is more important than ever. In a submission to the Department of Finance Canada, the National Institute on Ageing (NIA) has provided feedback on proposed Consumer-Driven Banking Regulations under the Consumer-Driven Banking Act. The NIA highlights the risks […]

More Info